The credit card you deserve
Premium rewards without the complexity. HL Hunt Credit delivers exceptional benefits for consumers and businesses who expect more from their financial partners.
- No annual fee option available
- Instant approval in 60 seconds
- Up to 5X points on purchases
Zero Liability
100% fraud protection
Instant Rewards
Earn as you spend
No FX Fees
Use worldwide
HL Hunt Credit
Elite Card
4532 •••• •••• 8901
Card Holder
JOHN SMITH
Expires
12/28
HL Hunt Credit
Rewards Card
5421 •••• •••• 3456
Card Holder
JOHN SMITH
Expires
09/27
HL Hunt Credit
Business
3782 •••• •••• 5634
Card Holder
JOHN SMITH
Expires
06/28
Points Earned
284,392
Transfer points to 20+ airline and hotel partners
Our Cards
Find the perfect card for you
From everyday rewards to premium travel benefits, we have a card designed for your lifestyle.
HL Hunt Credit
Elite Card
4532 •••• •••• 8901
Card Holder
YOUR NAME
Expires
12/28
Welcome Bonus
150,000
points
Most Popular
Elite Card
For those who expect the extraordinary
Our most premium card with unlimited lounge access, top-tier rewards, and exclusive experiences.
Annual Fee
$695
Welcome Bonus
150,000
points
APR
18.99% - 25.99%
variable
- 5X points on travel and dining worldwide
- 3X points on all other purchases
- Unlimited airport lounge access
- $300 annual travel credit
- Global Entry or TSA PreCheck credit
- 24/7 Premium Concierge service
Getting Started
How it works
From application to rewards in four simple steps.
Apply in minutes
Fill out our simple application. Get an instant decision with no impact to your credit score.
Get your card
Receive your card in 3-5 business days. Use your virtual card number instantly.
Start earning
Earn points on every purchase from day one. Track rewards in real-time via our app.
Redeem rewards
Redeem for travel, cash back, or transfer to partners. Your points never expire.
Benefits
Everything you need, included
Premium benefits designed for cardmembers who expect more.
Global Lounge Access
Access to 1,400+ airport lounges worldwide with Priority Pass membership.
Zero Fraud Liability
Never responsible for unauthorized charges on your account.
24/7 Concierge
Personal assistance for travel bookings, reservations, and requests.
Annual Credits
Credits for travel, dining, streaming, and wellness memberships.
Premium Support
Dedicated service lines with instant chat support available 24/7.
No Foreign Fees
Use your card worldwide without foreign transaction fees.
Flexible Payments
Pay over time with low APR options and customized payment plans.
Exclusive Events
VIP access to concerts, sporting events, and member-only experiences.
Platform
Built for the modern world
Powerful tools and features designed for how you live and work.
Award-winning mobile app
Manage your cards, track spending, and redeem rewards from anywhere. Rated 4.9 stars with over 500,000 reviews.
Accepted worldwide
Use your card at millions of merchants in 200+ countries with no foreign transaction fees.
Smart insights
AI-powered spending analysis helps you understand your habits and optimize rewards earning.
Family sharing
Add authorized users and set spending limits. Perfect for families or small teams.
Instant everything
Instant approval, instant virtual card, instant rewards. No waiting, no hassle.
60s
Approval time
0
Fees hidden
24/7
Support
1:1
Point transfers
Apple Pay & Google Pay
Add to your digital wallet and pay with a tap. Secure, fast, and contactless.
Rewards Program
Earn rewards on every purchase
Every dollar brings you closer to your next adventure. Earn points on everything and redeem them your way.
Earning Categories
5X
Flights
5X
Hotels
3X
Car Rentals
3X
Dining
2X
Shopping
2X
Entertainment
Redemption Options
Travel Rewards
Book flights, hotels, and experiences with no blackout dates.
1.5¢
per point
Statement Credits
Apply points as credits toward any purchase.
1¢
per point
Partner Transfers
Transfer to 20+ airline and hotel loyalty programs.
1:1
transfer
Security
Your security is our priority
Industry-leading security measures protect every transaction. Rest easy knowing your money and data are safe with bank-level encryption and fraud protection.
Zero Liability Protection
You're never responsible for unauthorized purchases on your card.
End-to-End Encryption
Every transaction uses 256-bit encryption for maximum security.
Real-Time Monitoring
Our AI monitors your account 24/7 to detect suspicious activity.
Biometric Authentication
Secure your app with Face ID, Touch ID, or fingerprint unlock.
Instant Alerts
Get notified of every transaction with push notifications.
Virtual Card Numbers
Generate one-time card numbers for online purchases.
HL Hunt Credit
Available Credit
$24,500.00
Recent Activity
Apple Store
Today, 2:34 PM
-$1,299
Whole Foods
Yesterday
-$86.42
Built for teams of all sizes
From startups to enterprises, our business cards help you manage expenses, control spending, and earn rewards on every dollar.
Unlimited employee cards
Issue cards to your whole team at no extra cost
Real-time expense tracking
Monitor spending across your organization instantly
Automated receipt capture
Snap receipts and auto-match to transactions
Virtual cards on demand
Create instant virtual cards for online purchases
Spending controls
Set limits by employee, category, or merchant
Accounting integrations
Sync with QuickBooks, Xero, NetSuite, and more
Total Spend - April 2026
$284,392
Points Earned
1,421,960
AWS Services
Engineering Team
$12,450
Delta Airlines
Sales Team
$3,892
Business Platinum
**** 3456
Comparison
Why choose HL Hunt Credit?
See how we stack up against the competition with industry-leading benefits.
| Features | Recommended HL Hunt Elite | AMEX Platinum | Chase Sapphire |
|---|---|---|---|
| Annual Fee | $695 | $695 | $550 |
| Welcome Bonus | 150,000 pts | 125,000 pts | 60,000 pts |
| Travel Rewards | 5X points | 5X points | 3X points |
| Lounge Access | 1,400+ lounges | 1,200+ lounges | Limited |
| No Foreign Transaction Fees | |||
| Concierge Service | 24/7 Premium | 24/7 | Limited hours |
| Travel Insurance | Comprehensive | Comprehensive | Basic |
| Purchase Protection | $10,000 | $10,000 | $10,000 |
| Cell Phone Protection | |||
| Hotel Elite Status | Gold Status | Gold Status | |
| Global Entry Credit | |||
| Annual Statement Credits | $300/year | $200/year | $50/year |
* Comparison based on publicly available information as of April 2026. Terms and conditions apply.
Testimonials
Loved by millions worldwide
Join over 2 million cardmembers who trust HL Hunt Credit.
“The Elite Card transformed how I travel. The lounge access alone has made layovers enjoyable, and the concierge service is phenomenal.”
Sarah Mitchell
Tech Executive at Stripe
“As a business owner, the Business Platinum has streamlined our expenses and funded company trips with the points we earn.”
Michael Rodriguez
CEO, Creative Agency
“I switched from Amex and haven't looked back. Better rewards, better app, and the welcome bonus was incredibly generous.”
Jennifer Lee
Management Consultant
“The zero annual fee Rewards Card gives me cashback on everything without any complexity. Simple, straightforward, rewarding.”
David Kim
Software Engineer at Google
“Customer service is phenomenal. Had an issue abroad and they resolved it within minutes. That peace of mind is priceless.”
Amanda Torres
Travel Content Creator
“The partner transfer options are unmatched. I've gotten first-class flights to Tokyo using points from everyday spending.”
Robert Patel
Frequent Flyer, 200K miles/yr
4.9
App Store Rating
500K+ reviews
2M+
Cardmembers
and growing
$50B+
Annual Transactions
processed
98%
Satisfaction Rate
would recommend
Get 150,000 bonus points
Apply now and earn 150,000 bonus points after spending $6,000 in your first 3 months. That's worth $1,500 in travel rewards.